My Services

We work with individuals and businesses in all areas of investment planning, including:

  • Retirement Planning
    • Helping make the most of your employer-sponsored retirement plans (401k, ROTH 401k, Profit Sharing, Simple IRA, SEP IRA, etc.).
    • Making recommendations during the Accumlation Phase and during the Distribution Phase for income tax efficiency.
    • Determining cash needs to assist you in a comfortable retirement.

 

  • Tax Management*
    • Developing tax-efficient investment strategies.
    • Referring you to qualified tax specialists.

 

  • Estate Planning*
    • Working with estate-planning amd trust specialists available through Wells Fargo Advisors and its affiliates to help review your will and trusts, preserve your estate for your intended heirs, establisish beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisors.

 

  • Education Funding
    • Recommending investment and accumulation strategies to help you pay for your children's education 
      • 529 Plans & Educational Savings Accounts (Tax Free Distributions)***
      • Custodial, Transfer on Death, etc.

 

  • Risk Management**
    • Reviewing existing insurance policies.
    • Reccomendations on changes/additions to Life & Long Term Care Insurance.

 

  • Investments
    • Helping you understand your risk tolerance
    • Determining your appropriate asset-allocation needs.
    • Recommending the investment vehicles that are in harmony with your goals. 

 

  • Employee and Executive Benefits
    • Helping your business attract and retain qualified employees through benefit packages.

*Wells Fargo Advisors does not provide tax or legal advice. Please consult with your tax and legal advisors before taking any action that may have tax consequences.
 

**Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

***529 Plans: Please consider the investment objectives, risks, charges and expenses carefully before investing in a 529 savings plan.  The official statement, which contains this and other information, can be obtained by calling your financial advisor.  Read it carefully before you invest.  The availability of such tax or other benefits may be conditioned on meeting certain requirements.